Document Type
Article
Disciplines
Insurance Law
Abstract
This article examines the underwriting criteria, practices, and tools of pet insurance companies. While companies that sell pet insurance policies are generally transparent about who their underwriting company is, underwriting rules are not as readily available and require consumers to navigate the System for Electronic Rates and Forms Filing (SERFF) online interface. Because pet "health" insurance is actually a form of property and casualty insurance, the underwriters are, as expected, typically property and casualty companies. This paper explores the current pet health insurance landscape and how pet insurance underwriters incorporate quasi-medical underwriting into their pet insurance policies.
Recommended Citation
Wilson, Kimberly L., "Underwriting Criteria, Practices, and Tools of Pet Health Insurance Companies" (2020). Connecticut Insurance Law Journal. 377.
https://digitalcommons.lib.uconn.edu/cilj/377